In either type of bankruptcy (Chapter 7 or Chapter 13), upon the filing of the case the court issues an “automatic stay”. The automatic stay prohibits virtually all creditors from taking any action to collect the debts you owe them unless the bankruptcy court lifts the stay and lets the creditor proceed with collections.

How to Make Debt Collector Calls Stop in Tennessee
What Chattanooga Residents Need to Know About Their Rights and How to Use Them The
